Effective Date: August 9, 2026
K&S Financial Consulting (“K&S,” “we,” “us,” or “our”) respects your privacy and is committed to handling personal information responsibly.
This Privacy Policy explains how we may collect, use, disclose, and protect information when you visit ksfinancialconsulting.com (the “Website”), contact us, or otherwise interact with us through the Website.
1. Information We Collect
Information You Provide to Us
We may collect personal information that you voluntarily provide, including when you complete a contact form, request information, schedule a conversation, or communicate with us directly.
This information may include:
- First and last name
- Email address
- Telephone number
- Company or organization information
- Services you are interested in
- Information included in messages or inquiries you send us
- Other information you voluntarily provide
Please do not submit confidential, proprietary, financial account, Social Security, or other highly sensitive information through the Website’s general contact forms.
Information Collected Automatically
When you visit the Website, certain information may be collected automatically through cookies, analytics technologies, server logs, and similar tools.
This information may include:
- IP address
- Browser type
- Device type
- Operating system
- Pages visited
- Referring website
- Approximate geographic location
- Date and time of visits
- Website interactions and usage information
This information helps us operate, secure, maintain, and understand how visitors use the Website.
2. How We Use Information
We may use information collected through the Website to:
- Respond to inquiries and requests
- Communicate with prospective and existing clients
- Schedule or coordinate conversations
- Evaluate whether K&S’s services may be appropriate for your needs
- Provide and improve our services
- Operate, maintain, and improve the Website
- Understand Website usage and performance
- Protect the Website against fraud, spam, misuse, or security threats
- Maintain business records
- Comply with applicable laws and legal obligations
We may also use information for other purposes that are reasonably related to the reason it was provided.
3. Cookies and Similar Technologies
The Website may use cookies and similar technologies to support Website functionality, security, performance, analytics, and user experience.
Cookies are small files stored on your browser or device. Depending on the technologies used on the Website, cookies may help us understand Website traffic, remember preferences, prevent abuse, or evaluate how visitors interact with Website content.
You can generally control or disable cookies through your browser settings. Disabling certain cookies may affect some Website functionality.
Where required by applicable law, additional choices regarding cookies or tracking technologies may be provided.
4. Analytics and Third-Party Services
We may use third-party service providers to help operate and improve the Website. These providers may include website hosting companies, analytics providers, scheduling services, form-processing services, security providers, email providers, and other technology vendors.
These providers may process information on our behalf as necessary to provide their services.
Third-party services may maintain their own privacy policies and practices. K&S is not responsible for the privacy practices of websites or services operated by third parties.
5. How We Share Information
K&S does not sell personal information in the ordinary meaning of the word.
We may disclose personal information:
- To service providers assisting us with Website or business operations
- When necessary to respond to or fulfill your request
- With professional advisers such as attorneys or accountants when reasonably necessary
- When required by law, subpoena, court order, or other legal process
- When reasonably necessary to protect K&S, our clients, Website visitors, or others
- In connection with a merger, acquisition, restructuring, sale, or transfer of some or all of the business
We may also disclose aggregated or de-identified information that does not reasonably identify an individual.
6. Business Communications
If you contact K&S, we may use the information you provide to respond to you and communicate with you regarding our services or a potential business relationship.
Where permitted by law, we may occasionally send business-related information we believe may be relevant to you. You may request that we discontinue marketing communications at any time.
Transactional, administrative, or relationship-based communications may still be sent when appropriate.
7. Data Retention
We retain personal information only for as long as reasonably necessary for the purposes described in this Privacy Policy, including providing services, maintaining business and legal records, resolving disputes, enforcing agreements, and satisfying legal or regulatory obligations.
Retention periods may vary depending on the nature of the information and our relationship with you.
8. Data Security
We use reasonable administrative, technical, and organizational measures intended to protect personal information against unauthorized access, loss, misuse, alteration, or disclosure.
However, no website, electronic transmission, or information-storage system can be guaranteed to be completely secure. You provide information electronically at your own risk.
9. Your Privacy Choices and Rights
Depending on where you live and applicable law, you may have certain rights regarding your personal information. These rights may include the ability to:
- Request access to personal information we maintain about you
- Request correction of inaccurate information
- Request deletion of certain personal information
- Request information regarding how personal information is used or disclosed
- Opt out of certain uses of personal information where applicable
These rights are subject to applicable legal requirements, limitations, and exceptions.
To submit a privacy-related request, contact us at sprew@ksfinancialconsulting.com.
We may need to verify your identity before completing certain requests.
10. Children’s Privacy
The Website and K&S’s services are intended for businesses and professionals and are not directed to children under the age of 13.
We do not knowingly collect personal information from children under 13 through the Website. If we learn that such information has been provided to us, we may take reasonable steps to delete it.
11. Third-Party Websites
The Website may contain links to websites operated by third parties.
K&S does not control and is not responsible for the content, security, privacy practices, or policies of third-party websites. We encourage you to review the privacy policies of any third-party websites you visit.
12. Changes to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes in our Website, business practices, technology, or applicable law.
When changes are made, the updated Privacy Policy will be posted on this page and the “Effective Date” above may be revised.
Your continued use of the Website after an updated Privacy Policy is posted constitutes acknowledgment of the revised policy.
13. Contact Us
If you have questions about this Privacy Policy or our privacy practices, please contact:
K&S Financial Consulting
Denver, Colorado
Email: sprew@ksfinancialconsulting.com
Website: ksfinancialconsulting.com